Getting Started

Welcome to a completely different approach to your mortgage experience. If we haven't already, I would love to speak with you and find out if we're a good fit to work together. You're welcome to find a convenient time on my calendar by clicking this link:
If you're ready to start the online mortgage application you can begin here:
On this site, we have consolidated many educational features along with explanations to complex questions which provide you context along the way.
You'll find features about:
* What determines interest rates.
* Important interview questions for interviewing lenders
* Access to your Mortgage Readiness App
* Home Buyers Guide
* Document Checklists
* Overview of Discount points
* Market Conditions - "Is housing due for a CRASH?"
* What is the TRUE cost of waiting longer
* What does my cashflow look like if I Buy vs Rent
*Available Loan Types/Solutions
If you're in the beginning stages and preparing for homeownership, take advantage of our FREE mortgage readiness app available in the iTunes or GooglePlay Store.
Sign up here to download:
Use this access code for FREE access: HUMPHREY
I look forward to helping you set a NEW standard for what to expect from a mortgage professional.
Tim Humphrey
Mortgage Advisor | NEO Home Loans
NMLS #1982955
P: 425.354.3302



carmen a

"Tim and the team were wonderful to work with! They made the process very clear with financial analysis, market information, and our best options. It was a very fast and seamless experience and we ended up getting our favorite house! Thanks team NEO! - Randy & Yayan"

randy g

"Thank you for the entire support through this purchase. The website and videos provided great insight into all of the details that we needed to know about the loan."

juan manuel r