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Fall Buyer’s Guide 2023
Cooler weather and cooler housing activity prove to to hold BIG opportunities for buyers.
Getting Started
Hello! Welcome to a completely different approach to your mortgage experience. If we haven't already, I would love to speak with you and find out if we're a good fit to work together. You're welcome to find a convenient time on my calendar by clicking this link: https://calendly.com/timhumphrey/client-discovery If you're ready to start the online mortgage application you can begin here: https://myhome.neohomeloans.com/dr/c/6wj1g On this site, we have consolidated many educational features along with explanations to complex questions which provide you context along the way. You'll find features about: * What determines interest rates. * Important interview questions for interviewing lenders * Access to your Mortgage Readiness App * Home Buyers Guide * Document Checklists * Overview of Discount points * Market Conditions - "Is housing due for a CRASH?" * What is the TRUE cost of waiting longer * What does my cashflow look like if I Buy vs Rent *Available Loan Types/Solutions If you're in the beginning stages and preparing for homeownership, take advantage of our FREE mortgage readiness app available in the iTunes or GooglePlay Store. Sign up here to download: www.MortgageReadinessApp.com Use this access code for FREE access: HUMPHREY I look forward to helping you set a NEW standard for what to expect from a mortgage professional. Respectfully, Tim Humphrey Mortgage Advisor | NEO Home Loans NMLS #1982955 P: 425.354.3302 E: Tim.Humphrey@NEOhomeloans.com
What’s my Rate?
There's more to mortgage rates than meets the eye. But the rate may not be the most important element to consider. I'll tell you why in this video.
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2533 88th DR NE
This Crosswater Community home is stunning. Features open concept living, tall expansive ceilings, bright and airy as the home has all brand-new paint. The living space is open to the kitchen with an eating area. French doors open to a beautifully landscaped yard, with a patio and terraced fully fenced yard. The second floor features a primary bedroom with a 5 piece bath and walk-in closet with a mini balcony overlooking the private yard. 3 additional large bedrooms and laundry are conveniently located on this floor. All bedrooms have brand new carpet. 2-car garage with driveway for parking and storage. The community features additional amenities including a community park, trails, and guest parking.
13717 Linden Ave N Apt 128
**$8,000 being offered for temporary buydown** Super cute one-bedroom, one-bathroom ground-floor unit at Linden Park near Bitter Lake! Live in it yourself, rent it out and have someone else pay the mortgage (no rental cap!), or give it to your granny! Fresh paint and brand-new flooring throughout. Pet-friendly. Combo washer/dryer in unit, and lovely stainless steel kitchen appliances. Wood burning fireplace is a nice feature too. One secure covered parking space. The building also has a secure lobby entrance, 2 elevators, an on-site manager, a park-like common and outdoor space with a gazebo & BBQ, and just a quick hop to light rail, grocery stores, I-5, coffee shops, and restaurants. New roof, windows & siding in 2017. It’s a fabulous opportunity to invest in Seattle Real Estate!
1615 West Palm Lane
*Recent Price Improvement* *Buyer Agent Commission Offered 3%* This 3 bedroom, 2 bathroom home in historic Fairview Place was remodeled in 2020: new Kitchen, 2 New Bathrooms, Newer windows, all new lighting and plumbing fixtures. Since 2020, sellers have added new pavers and landscaping as well as created a covered patio space to enjoy the beautiful AZ weather. This home is close to everything downtown including, sporting events, concerts, state fair, parks, restaurants and museums. This neighborhood has it all! About the Neighborhood Welcome to Fairview Place in Phoenix, Arizona, where historic charm meets modern convenience! Nestled in the heart of the city, Fairview Place offers beautifully restored homes that exude character and elegance. This picturesque neighborhood is perfect for those seeking a vibrant community atmosphere with tree-lined streets, unique architectural styles, and close proximity to downtown amenities. Enjoy the best of both worlds with nearby parks, trendy cafes, and top-rated schools, all while relishing the tranquility of a timeless, well-preserved area. Discover your dream home in Fairview Place and experience the perfect blend of past and present.
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The Collection
Elegant Living Redefined: Premier New Construction Project - Launching January 2024Welcome to a world where luxury and nature harmoniously blend to create an extraordinary living experience. Our upcoming new construction project, set to open its doors in January 2024, is not just a residence but a lifestyle statement.Key Features:Modern Architectural Marvel: Cutting-edge design with spacious layouts, offering a range of 2, 3, and 4-bedroom homes. Each home boasts high-end finishes, state-of-the-art appliances, and expansive windows for natural light.Exclusive Golf Course: A golfer's paradise! Enjoy access to our meticulously designed 18-hole championship golf course, set against a backdrop of breathtaking landscapes.Tranquil Lakes and Parks: Serenity awaits in our scenic parks and around the pristine lakes, perfect for morning jogs, evening strolls, or weekend picnics with family and friends.Vibrant Community Life: A strong sense of community is at the heart of our project. Our Homeowners' Association (HOA) organizes regular events, workshops, and get-togethers, fostering a close-knit neighborhood spirit.Premium Amenities: Dive into our resort-style swimming pools, stay fit in the fully equipped fitness centers, and unwind in the luxurious spa and wellness center.Eco-Friendly and Sustainable: Committed to sustainability, our project features energy-efficient systems, green spaces, and eco-friendly practices.Strategic Location: Situated in a prime location, the community is close to top schools and shopping centers and has easy access to major transportation routes.Invest in More than a Home:Invest in a lifestyle that offers luxury, comfort, and community. Whether you're a golf enthusiast, nature lover, or seeking a vibrant community life, our project is designed to cater to all your needs. With limited units available, seize the opportunity to join this exclusive community.Contact Us: http://www.HumphreyMortgageTeam.comFor more information and to register your interest, please contact us at [contact information]. Be among the first to experience unparalleled living in our premier new construction project.
The Crossing
Elegant Living Redefined: Premier New Construction Project - Launching January 2024Welcome to a world where luxury and nature harmoniously blend to create an extraordinary living experience. Our upcoming new construction project, set to open its doors in January 2024, is not just a residence but a lifestyle statement.Key Features:Modern Architectural Marvel: Cutting-edge design with spacious layouts, offering a range of 2, 3, and 4-bedroom homes. Each home boasts high-end finishes, state-of-the-art appliances, and expansive windows for natural light.Exclusive Golf Course: A golfer's paradise! Enjoy access to our meticulously designed 18-hole championship golf course, set against a backdrop of breathtaking landscapes.Tranquil Lakes and Parks: Serenity awaits in our scenic parks and around the pristine lakes, perfect for morning jogs, evening strolls, or weekend picnics with family and friends.Vibrant Community Life: A strong sense of community is at the heart of our project. Our Homeowners' Association (HOA) organizes regular events, workshops, and get-togethers, fostering a close-knit neighborhood spirit.Premium Amenities: Dive into our resort-style swimming pools, stay fit in the fully equipped fitness centers, and unwind in the luxurious spa and wellness center.Eco-Friendly and Sustainable: Committed to sustainability, our project features energy-efficient systems, green spaces, and eco-friendly practices.Strategic Location: Situated in a prime location, the community is close to top schools and shopping centers and has easy access to major transportation routes.Invest in More than a Home:Invest in a lifestyle that offers luxury, comfort, and community. Whether you're a golf enthusiast, nature lover, or seeking a vibrant community life, our project is designed to cater to all your needs. With limited units available, seize the opportunity to join this exclusive community.Contact Us: http://www.HumphreyMortgageTeam.comFor more information and to register your interest, please contact us at [contact information]. Be among the first to experience unparalleled living in our premier new construction project.
The Commons
Elegant Living Redefined: Premier New Construction Project - Launching January 2024Welcome to a world where luxury and nature harmoniously blend to create an extraordinary living experience. Our upcoming new construction project, set to open its doors in January 2024, is not just a residence but a lifestyle statement.Key Features:Modern Architectural Marvel: Cutting-edge design with spacious layouts, offering a range of 2, 3, and 4-bedroom homes. Each home boasts high-end finishes, state-of-the-art appliances, and expansive windows for natural light.Exclusive Golf Course: A golfer's paradise! Enjoy access to our meticulously designed 18-hole championship golf course, set against a backdrop of breathtaking landscapes.Tranquil Lakes and Parks: Serenity awaits in our scenic parks and around the pristine lakes, perfect for morning jogs, evening strolls, or weekend picnics with family and friends.Vibrant Community Life: A strong sense of community is at the heart of our project. Our Homeowners' Association (HOA) organizes regular events, workshops, and get-togethers, fostering a close-knit neighborhood spirit.Premium Amenities: Dive into our resort-style swimming pools, stay fit in the fully equipped fitness centers, and unwind in the luxurious spa and wellness center.Eco-Friendly and Sustainable: Committed to sustainability, our project features energy-efficient systems, green spaces, and eco-friendly practices.Strategic Location: Situated in a prime location, the community is close to top schools and shopping centers and has easy access to major transportation routes.Invest in More than a Home:Invest in a lifestyle that offers luxury, comfort, and community. Whether you're a golf enthusiast, nature lover, or seeking a vibrant community life, our project is designed to cater to all your needs. With limited units available, seize the opportunity to join this exclusive community.Contact Us: http://www.HumphreyMortgageTeam.comFor more information and to register your interest, please contact us at [contact information]. Be among the first to experience unparalleled living in our premier new construction project.