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Fall Buyer’s Guide 2023

Cooler weather and cooler housing activity prove to to hold BIG opportunities for buyers.

Getting Started

Hello! Welcome to a completely different approach to your mortgage experience. If we haven't already, I would love to speak with you and find out if we're a good fit to work together. You're welcome to find a convenient time on my calendar by clicking this link: https://calendly.com/timhumphrey/client-discovery If you're ready to start the online mortgage application you can begin here: https://myhome.neohomeloans.com/dr/c/6wj1g On this site, we have consolidated many educational features along with explanations to complex questions which provide you context along the way. You'll find features about: * What determines interest rates. * Important interview questions for interviewing lenders * Access to your Mortgage Readiness App * Home Buyers Guide * Document Checklists * Overview of Discount points * Market Conditions - "Is housing due for a CRASH?" * What is the TRUE cost of waiting longer * What does my cashflow look like if I Buy vs Rent *Available Loan Types/Solutions If you're in the beginning stages and preparing for homeownership, take advantage of our FREE mortgage readiness app available in the iTunes or GooglePlay Store. Sign up here to download: www.MortgageReadinessApp.com Use this access code for FREE access: HUMPHREY I look forward to helping you set a NEW standard for what to expect from a mortgage professional. Respectfully, Tim Humphrey Mortgage Advisor | NEO Home Loans NMLS #1982955 P: 425.354.3302 E: Tim.Humphrey@NEOhomeloans.com

What’s my Rate?

There's more to mortgage rates than meets the eye. But the rate may not be the most important element to consider. I'll tell you why in this video.

listings View All →

4605 NE 107th ST

*Strategic Financing available for HUGE Savings** BriKat Homes Presents: Matthews Beach Cottage One-of-a-kind property with stunning Lake Washington and Cascade Mountain views. Key Features: Optimal Two-Story Layout: Luxurious living space designed for comfort and style. Lower Level Highlights: Expansive bonus/flex room with scooter garage door for versatile use. Secondary bedroom with a full bath for added convenience. Upstairs Great Room: Ideal hosting space with panoramic views. Balcony extends living space outdoors. Generously-Sized Primary Suite: Room for a King bed, offering comfort and space. Rooftop Deck: Unique feature completing the charm of this home. Parking: Off-street designated parking with room for two tandem vehicles. Location Highlights: Blocks from the Burke-Gilman Trail & Magnuson Park for recreational activities. Minutes away from U Village, UW, Seattle Children's, and Link light rail. Don't miss out on this unique home that combines luxury, functionality, and breathtaking views!

10668 Durland Ave NE

*Strategic Financing available for HUGE Savings** From local builder, BriKat Homes, a fantastic new home with unrivaled lake and mountain views, ideal for both entertaining and daily living. Main floor has multiple amenities, including bedroom, full bath, + bonus room with wet bar and balcony highlighting the view. Upstairs great room boasts another show-stopping scene and true chef's kitchen with island and large peninsula. Custom barn doors can either hide or showcase the well-appointed butler's pantry. Generous primary suite with unobstructed views. Panoramic vistas from all levels and thoughtfully-curated finishes throughout make this home exceptional. Blocks from the Burke-Gilman Trail & Magnuson Park, plus minutes to U Village, UW & Seattle Children's. Attached 2-car garage.

21317 SE 289th WAY

** Strategic Financing is available for this home ** Step into this exquisite Kent home. The kitchen, a gourmet's dream, centers around a grand island for seamless entertaining. A versatile bonus room off the kitchen adds a touch of finesse, perfect for an office or cherished belongings. With a new roof, a 2-car garage with 3 parking spots on the driveway, and level 2 EV charging, every detail has been thoughtfully curated. A loft space beckons as a potential home gym. The primary bedroom is a sanctuary, boasting an expansive walk-in closet and room for a cozy sitting area. Upstairs you'll find a utility room, full bath, and three additional bedrooms. Located minutes from Maple Valley, Black Diamond, & Covington. Rate buy down available from preferred lender.

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The Collection

Elegant Living Redefined: Premier New Construction Project - Launching January 2024Welcome to a world where luxury and nature harmoniously blend to create an extraordinary living experience. Our upcoming new construction project, set to open its doors in January 2024, is not just a residence but a lifestyle statement.Key Features:Modern Architectural Marvel: Cutting-edge design with spacious layouts, offering a range of 2, 3, and 4-bedroom homes. Each home boasts high-end finishes, state-of-the-art appliances, and expansive windows for natural light.Exclusive Golf Course: A golfer's paradise! Enjoy access to our meticulously designed 18-hole championship golf course, set against a backdrop of breathtaking landscapes.Tranquil Lakes and Parks: Serenity awaits in our scenic parks and around the pristine lakes, perfect for morning jogs, evening strolls, or weekend picnics with family and friends.Vibrant Community Life: A strong sense of community is at the heart of our project. Our Homeowners' Association (HOA) organizes regular events, workshops, and get-togethers, fostering a close-knit neighborhood spirit.Premium Amenities: Dive into our resort-style swimming pools, stay fit in the fully equipped fitness centers, and unwind in the luxurious spa and wellness center.Eco-Friendly and Sustainable: Committed to sustainability, our project features energy-efficient systems, green spaces, and eco-friendly practices.Strategic Location: Situated in a prime location, the community is close to top schools and shopping centers and has easy access to major transportation routes.Invest in More than a Home:Invest in a lifestyle that offers luxury, comfort, and community. Whether you're a golf enthusiast, nature lover, or seeking a vibrant community life, our project is designed to cater to all your needs. With limited units available, seize the opportunity to join this exclusive community.Contact Us: http://www.HumphreyMortgageTeam.comFor more information and to register your interest, please contact us at [contact information]. Be among the first to experience unparalleled living in our premier new construction project.

The Crossing

Elegant Living Redefined: Premier New Construction Project - Launching January 2024Welcome to a world where luxury and nature harmoniously blend to create an extraordinary living experience. Our upcoming new construction project, set to open its doors in January 2024, is not just a residence but a lifestyle statement.Key Features:Modern Architectural Marvel: Cutting-edge design with spacious layouts, offering a range of 2, 3, and 4-bedroom homes. Each home boasts high-end finishes, state-of-the-art appliances, and expansive windows for natural light.Exclusive Golf Course: A golfer's paradise! Enjoy access to our meticulously designed 18-hole championship golf course, set against a backdrop of breathtaking landscapes.Tranquil Lakes and Parks: Serenity awaits in our scenic parks and around the pristine lakes, perfect for morning jogs, evening strolls, or weekend picnics with family and friends.Vibrant Community Life: A strong sense of community is at the heart of our project. Our Homeowners' Association (HOA) organizes regular events, workshops, and get-togethers, fostering a close-knit neighborhood spirit.Premium Amenities: Dive into our resort-style swimming pools, stay fit in the fully equipped fitness centers, and unwind in the luxurious spa and wellness center.Eco-Friendly and Sustainable: Committed to sustainability, our project features energy-efficient systems, green spaces, and eco-friendly practices.Strategic Location: Situated in a prime location, the community is close to top schools and shopping centers and has easy access to major transportation routes.Invest in More than a Home:Invest in a lifestyle that offers luxury, comfort, and community. Whether you're a golf enthusiast, nature lover, or seeking a vibrant community life, our project is designed to cater to all your needs. With limited units available, seize the opportunity to join this exclusive community.Contact Us: http://www.HumphreyMortgageTeam.comFor more information and to register your interest, please contact us at [contact information]. Be among the first to experience unparalleled living in our premier new construction project.

The Commons

Elegant Living Redefined: Premier New Construction Project - Launching January 2024Welcome to a world where luxury and nature harmoniously blend to create an extraordinary living experience. Our upcoming new construction project, set to open its doors in January 2024, is not just a residence but a lifestyle statement.Key Features:Modern Architectural Marvel: Cutting-edge design with spacious layouts, offering a range of 2, 3, and 4-bedroom homes. Each home boasts high-end finishes, state-of-the-art appliances, and expansive windows for natural light.Exclusive Golf Course: A golfer's paradise! Enjoy access to our meticulously designed 18-hole championship golf course, set against a backdrop of breathtaking landscapes.Tranquil Lakes and Parks: Serenity awaits in our scenic parks and around the pristine lakes, perfect for morning jogs, evening strolls, or weekend picnics with family and friends.Vibrant Community Life: A strong sense of community is at the heart of our project. Our Homeowners' Association (HOA) organizes regular events, workshops, and get-togethers, fostering a close-knit neighborhood spirit.Premium Amenities: Dive into our resort-style swimming pools, stay fit in the fully equipped fitness centers, and unwind in the luxurious spa and wellness center.Eco-Friendly and Sustainable: Committed to sustainability, our project features energy-efficient systems, green spaces, and eco-friendly practices.Strategic Location: Situated in a prime location, the community is close to top schools and shopping centers and has easy access to major transportation routes.Invest in More than a Home:Invest in a lifestyle that offers luxury, comfort, and community. Whether you're a golf enthusiast, nature lover, or seeking a vibrant community life, our project is designed to cater to all your needs. With limited units available, seize the opportunity to join this exclusive community.Contact Us: http://www.HumphreyMortgageTeam.comFor more information and to register your interest, please contact us at [contact information]. Be among the first to experience unparalleled living in our premier new construction project.

Reviews

"As a first time home buyer I had no idea what I was walking into. I had done my due diligence at the start and needed some guidance beyond that. Tim met me exactly where I was and stuck with me at the pace I needed. The timely communication, friendly correspondence, advocacy on my behalf, supportive information, and regular check-ins far exceeded my expectations. This whole process has been amazing and I've learned so much with little to no stress! I cannot thank this entire team enough - including those who did so much behind the scenes!!"

amanda p

"Tim and Cassie's can do positive attitude is rare these days when doing business.They never complained about our difficult situation and they were always solution driven. They seemed to have a very strong grasp on all the workings that go into finance. They were always eager to answer all of our questions and in a very timely fashion. They made finance fun again! We feel fortunate that we chose them to be our guides and mentors. I would highly recommend this positive, honest and knowledgeable team. Mavis Jones Erikson"

mavis t j

"Tim and Cassie are AMAZING! Best communication throughout the whole process. They answered all of our questions and guide us with our first home purchase. Highly recommended !!"

martha carolina eagle